Tips on credit scores, improving credit, and getting approved for a loan.
“`html Understanding the Risks of Storing Money on Payment Apps More than three-fourths of American adults have used a payment app, according to Pew Research. While these apps are touted as safe and transparent by their owners, there are potential…
“`html Avoid These High-Cost Loans: O1ne Mortgage’s Guide There are many valid reasons to borrow money, and sometimes taking out a loan is the only option when bills start piling up. However, certain types of loans come with high fees…
“`html Understanding No-Fee Checking Accounts No-fee checking accounts, also known as free checking accounts, are accounts that do not charge monthly maintenance fees. Traditional checking accounts can cost up to $15 per month, so opting for a no-fee account can…
“`html Stay Motivated to Save: Tips from O1ne Mortgage Saving is essential for achieving your goals and weathering financial storms. However, it can sometimes feel like a chore. At O1ne Mortgage, we understand the challenges of saving and are here…
“`html Adding a Second Car to Your Insurance Policy Adding a second car to your auto insurance policy is a significant decision. Whether it’s due to an expanding family, a new driver in the household, or simply a desire to…
“`html Understanding and Preventing Check Fraud Check fraud encompasses various deceptive practices involving bad checks, stolen and altered checks, or forged checks. To safeguard yourself, it’s crucial to monitor your checking account diligently and stay vigilant for any signs of…
“`html Understanding CDs and Bonds: Which is Right for You? Looking for a relatively safe place to stash some extra cash and earn interest too? Certificates of deposit (CDs) and bonds could be the answer. Both are low-risk ways to…
“`html When to Pay Off Debt vs. When to Save Money Deciding whether to pay off debt or save money can be challenging. At O1ne Mortgage, we understand the importance of making informed financial decisions. Call us at 213-732-3074 for…
“`html Understanding and Writing a Hardship Letter What Is a Hardship Letter? A hardship letter to a creditor outlines the financial difficulties that have made it challenging for you to continue making your monthly payments. The purpose of the letter…
“`html Understanding and Managing Financial Windfalls From discovering a $20 bill in your winter coat to receiving a surprise bonus at work, financial windfalls can make life a little sweeter. A financial windfall is unexpected money that can range from…
