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Save Money on Cable, Phone, and Internet Bills with O1ne Mortgage

In today’s world, managing expenses is crucial, especially when it comes to recurring bills like cable, phone, and internet. At O1ne Mortgage, we understand the importance of optimizing your budget. Here are some effective strategies to help you save money on these essential services.

1. Negotiate Your Costs

Many people don’t realize that bills are often negotiable. By simply asking, you might be able to secure discounts or limited trial pricing from your providers. However, negotiating can be intimidating. That’s where professional bill negotiators come in. They can handle the heavy lifting for you, potentially leading to significant savings.

2. Bundle Plans

Bundling services is a common strategy to save money. If your internet service provider also offers cell service, consider signing up for both to get a combined lower cost. Typical yearly savings from bundling can range from $120 to $300.

3. Downsize Your Plan

Another simple way to reduce costs is to downsize your plan. For instance, you might not need an unlimited data plan for your cellphone. Check your usage and choose a plan that fits your actual needs. The same goes for internet and cable packages; opting for slower speeds or fewer channels can lead to savings.

4. Use Free Trials

Take advantage of free trials offered by service providers. For example, you can rotate through free trials for different TV channels or packages. Just remember to mark the end date on your calendar to avoid getting charged after the trial period ends.

5. Qualify for Discounts

You might be eligible for various discounts on your bills. Common discounts include autopay discounts, veteran discounts, student discounts, and senior discounts. Check with your providers to see what you qualify for.

6. Shop With Family

Family plans can offer significant savings, especially for cellphone bills. Some providers even allow you to get these discounts with friends if you sign up as a group. Online groups can help you coordinate with others to get the best deals.

7. Swap to Totally Free Options

For discretionary bills like high-end cable packages, consider switching to free services. Many online streaming and live TV options are available for free, or you can borrow from your local library. Some free phone services are also available, though they may be ad-supported.

How Cable, Phone, and Internet Bills Can Help You Build Credit

Did you know that paying your bills on time can help build your credit? Experian Boost® allows you to add common bills like cable, phone, and internet to your credit report. By doing so, you might see an increase in your FICO® Score from Experian.

The Bottom Line

When looking to cut costs, start with your everyday bills like cable, phone, and internet. Combining strategies like negotiating rates and downsizing your plan can lead to significant savings. At O1ne Mortgage, we’re here to help you optimize your budget. For any mortgage service needs, call us at 213-732-3074. Our team of experts is ready to assist you.

Learn More About Saving Money on Bills

It’s generally a good idea to review and possibly negotiate your bills on an annual basis. Here are some additional resources to help you save:

• How Often Should You Negotiate Your Bills?
• 10 Ways to Lower Your Bills
• How to Negotiate Your Bills With Experian BillFixer™

At O1ne Mortgage, we are committed to helping you manage your finances effectively. Contact us today at 213-732-3074 for all your mortgage service needs.

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